Open source alternatives to Stripe

2 projects on starwire do the same job. Ranked by how much of what Stripe does each one covers, read from its README and website. Ties go to the most active.

What Stripe does

  1. Accept online card paymentscore
  2. Hosted checkout and payment formscore
  3. Subscriptions and recurring billingcore
  4. Payouts to bank accounts
  5. Invoices
  6. Fraud protection
  7. Many local payment methods
  8. Developer API and webhooks

Each dot in the table is one job, in this order. Square dots are core jobs and count double. Full means yes, half means partly. "See the evidence" under a project shows the line behind each one. Coverage is what a project documents, not how well it works or how hard it is to move to. How we score this

ProjectCoversStarsCommits, 12 weeksLast releaseClosed vs openedSetupLicense
zonelessPayments API compatible with Stripe for checkout, subscriptions and payouts Same job, different way49%583+5
31
 8 months ago94% Needs a server Apache-2.0
Covers 2 of 3 core jobs. Partly: Payouts to bank accounts; Fraud protection. Not shown: Accept online card payments; Many local payment methods.See the evidence
  • Accept online card paymentscoreNot shownNeither the README nor the website mentions it.
  • Hosted checkout and payment formscoreYeslet customers pay with USDC through hosted checkout
  • Subscriptions and recurring billingcoreYesManage recurring payments, invoices, and subscription status.
  • Payouts to bank accountsPartlypay sellers globally in USDC
  • InvoicesYesManage recurring payments, invoices, and subscription status.
  • Fraud protectionPartlyIdentity verification
  • Many local payment methodsNot shownNeither the README nor the website mentions it.
  • Developer API and webhooksYesStripe's object shapes, webhook patterns, and idempotency model
YouPI-PGSelf-hosted UPI and cash-on-delivery gateway with dynamic QR and payment checks Covers one part41%3.0k+66
318
 None70% Needs a server None listed
Covers 1 of 3 core jobs. Partly: Accept online card payments; Payouts to bank accounts; Many local payment methods; Developer API and webhooks. Not shown: Subscriptions and recurring billing; Invoices; Fraud protection.See the evidence
  • Accept online card paymentscorePartlyConfigurable Cash & Card fallback
  • Hosted checkout and payment formscoreYesuniversal JavaScript checkout integration
  • Subscriptions and recurring billingcoreNot shownNeither the README nor the website mentions it.
  • Payouts to bank accountsPartlyDirect-to-Bank Settlement
  • InvoicesNot shownNeither the README nor the website mentions it.
  • Fraud protectionNot shownNeither the README nor the website mentions it.
  • Many local payment methodsPartlyDirect UPI App Deep-Linking
  • Developer API and webhooksPartlywebhook secrets

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