Open source alternatives to Mint

5 projects on starwire do the same job. Ranked by how much of what Mint does each one covers, read from its README and website. Ties go to the most active.

What Mint does

  1. Link bank and card accountscore
  2. Automatic spending categorizationcore
  3. Budgets
  4. Bill tracking and reminders
  5. Net worth overview
  6. Credit score monitoring

Each dot in the table is one job, in this order. Square dots are core jobs and count double. Full means yes, half means partly. "See the evidence" under a project shows the line behind each one. Coverage is what a project documents, not how well it works or how hard it is to move to. How we score this

ProjectCoversStarsCommits, 12 weeksLast releaseClosed vs openedSetupLicense
securoSelf-hosted personal finance manager with expense tracking Replaces it81%4.5k+281
356
 8 days ago58% Needs a server AGPL-3.0
Covers all 2 core jobs. Partly: Bill tracking and reminders. Not shown: Credit score monitoring.See the evidence
  • Link bank and card accountscoreYesBank sync via providers (Pluggy, Enable Banking, SimpleFIN
  • Automatic spending categorizationcoreYesAuto-categorization rules engine
  • BudgetsYesMonthly limits with progress and warnings.
  • Bill tracking and remindersPartlyrecurring bills
  • Net worth overviewYesReports: Net Worth and Income vs Expenses
  • Credit score monitoringNot shownNeither the README nor the website mentions it.
whisper-moneyOpen source personal finance and budgeting app Replaces it69%1.2k+6
457
 18 days ago100% Needs a server Custom license
Covers all 2 core jobs. Partly: Net worth overview. Not shown: Bill tracking and reminders; Credit score monitoring.See the evidence
  • Link bank and card accountscoreYesLink your bank accounts directly.
  • Automatic spending categorizationcoreYesAutomatic and manual categorization
  • BudgetsYesBudgets that warn you before you overspend
  • Bill tracking and remindersNot shownNeither the README nor the website mentions it.
  • Net worth overviewPartlyAll your money in one place.
  • Credit score monitoringNot shownNeither the README nor the website mentions it.
fungiblePersonal finance terminal and desktop app with bank sync and CSV import Replaces it69%114
322
 34 days ago100% Install like an app MIT
Covers all 2 core jobs. Partly: Budgets. Not shown: Bill tracking and reminders; Credit score monitoring.See the evidence
  • Link bank and card accountscoreYesconnect bank accounts and pull transactions automatically
  • Automatic spending categorizationcoreYesauto-categorize and rename transactions
  • BudgetsPartlycategories flagged over / under the typical month
  • Bill tracking and remindersNot shownNeither the README nor the website mentions it.
  • Net worth overviewYesbalance history with asset/liability breakdown
  • Credit score monitoringNot shownNeither the README nor the website mentions it.
firefly-iiiPersonal finance manager you host yourself Not checked yet25k+14
785
 34 days ago90% Needs a server AGPL-3.0
surePersonal finance app you can host yourself Not checked yet15k+984
930
 2 days ago58% Needs a server AGPL-3.0

Vital signs from GitHub, checked weekly. How we read these · How setup is read

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